KARTING POLICY SUMMARY SHEET 

PLEASE READ THE FOLLOWING INFORMATION  

Where an application has been made to Unity Insurance Services to purchase Third Party Liability cover, this will be provided as follows: 

THIRD PARTY SECTION 

This will indemnify the individual members of any subscribing unit of the Insured in respect of their legal liability in respect of death or bodily injury to any person and damage to property arising out of the use of karts undertaken as an organised Scout activity and under the control of the Association and/or their duly authorised Officers, Officials and any other persons who for the time being are authorised to take charge or supervise such members. 

Cover will exclude. 

• Liability for any kart used on a Public Highway as defined in the Road Traffic Acts.
• Passenger Liability Indemnity.

Limits of Indemnity. 

• Third Party Death and/or Bodily Injury – Unlimited.
• Third Party Property Damage – Limit £1,000,000 any one accident.

Where an application has been made to Unity Insurance Services to purchase Accidental Damage, Fire and Theft cover, this will be provided as follows: 

ACCIDENTAL DAMAGE, FIRE AND THEFT SECTION 

This will indemnify individual members and/or subscribing units of the Insured for Accidental Damage arising to the Insured “kart”, including Fire and Theft risks. 

Limit of Indemnity. 

• Value of the kart as declared to Unity Insurance Services.
• Nil excess applies.

Cover is provided subject to the terms, conditions and exclusions of the Policy.  In addition, it is your responsibility to ensure that all vehicles are: 

• Maintained in a safe condition.
• Locked away/secured when not in use.
  

Operators are to be given prior instruction in the safe operation of the vehicles. 

Please remember that all reasonable precautions should be taken to prevent accidents. 

This includes ensuring that all spectators are protected from injury by barriers capable of stopping an “out of control” kart.