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Employers' Liability

If your Scout Group, District, County or campsite employs anyone in any capacity, even temporary, part time or seasonal including students or others on work placements it is a legal requirement to have Employers’ Liability Insurance.

You employ someone if any of the following apply:

  • You have a form of contract of service with them to perform work for you.
  • You pay tax and national insurance on their behalf from the money you pay them.
  • You control where they work and how they work.

Employers’ Liability Insurance covers your legal liability for any injury, disease or fatality to employees which may occur through work or as result of workplace conditions. Employees injured due to your negligence can seek compensation.

Failing to have this insurance can lead to fines of £2,500 per day for not having it. 

What does it cover?

The cover would pay for the cost of defending a claim and any damages that become due if found against you subject to any policy terms and conditions. Without the insurance your organisation would have to fund this cost directly even if the claim was unfounded as you may have to defend the allegations made against you.

Unity can arrange this for you on completion of a simple questionnaire.

Please contact us for more information

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