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Equipment – All Risks

We provide two ways of insuring your Scout Group's equipment:

All Risks Cover

All Risks Cover provides wider cover than the Contents and/or Equipment Cover.

Under All Risks Cover you are not restricted by the need to declare a storage location. This can benefit Groups without a regular 'home' for their equipment.

All Risks Cover also offers the facility to insure more expensive electrical equipment (specialised TV, video, etc). The All Risks cover can further cover risks associated with hiring and loaning equipment (marquees, etc), which the Group may allow other organisations to use.

However, premiums under All Risks Cover are generally higher than the Contents and/or Equipment Cover.

All Risks Cover offers broader and even more flexible options than the Contents and/or Equipment Cover, with a range of further options which include:

  • Cover for equipment loaned out to other Scout or Girlguiding groups;
  • European cover as standard on all equipment;
  • Cover for audio visual and specialised equipment. Examples of items that should be insured under the All Risks section include:
    • Disco equipment
    • Radio equipment
    • Digital cameras
    • Computers including laptops and tablets
    • Projectors
    • Petrol strimmers and generators
  • Option for covering items hired or loaned out to schools, youth clubs etc.


> Buildings
> Contents
> Equipment – all risks
> Equipment – short term
> Loss of revenue
> Personal effects
> Money
> Trailer
> Motor no claims bonus
> Marine equipment
> Minibus
> Other motor vehicles
> Overseas travel
> UK travel
> Event cancellation &
> Personal accident &
    medical expenses

> Employers’ liability
> Campsite liability cover
> Non-member children
> Personal injury plan
> Professional indemnity
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