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Equipment – Short Term

Contents and equipment can also be insured on a short period basis for times when you may be hiring additional items.

Do you ever borrow equipment?

If you do, how would you reimburse the owner if the equipment was damaged, lost or destroyed?

It does happen. You would have to use Group funds if you had not insured, to say nothing of the embarrassment if funds were low at that time. You really should not take the risk. The penalties by way of loss of funds, loss of goodwill (and possibly the loss of use of such equipment in the future) are not worth it.

Unless a particular item is on permanent loan (when you can include it on your annual Group insurance arrangements) you should arrange cover for the period of the hire or loan.



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