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The Personal Injury Plan (PIP) – Frequently Asked Questions

What is the difference between option one and two?

The benefits under the Personal Injury Plan

  • Option 1 (Scouting activities only); and
  • Option 2 (24 hour, 365 days a year cover)

are the same.

The only difference in coverage is that Option 1 is restricted to Scouting activities only.

When will my cover commence?
You will be protected as soon as your completed proposal form and payment is received by us.

Would this plan be affected by any other insurance plans I have?
No, the benefits paid under the Scout Personal Injury Plan are in addition to any other insurances you may have, and will in no way be affected by your entitlements to payments from any other insurance policy or state entitlements.

Will I be given a chance to change my mind?

When you receive your policy, you have 14 days to change your mind. If you decide to return your policy, it will be treated as if it had never been issued.

For more information, or to request an application pack, please contact us.

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