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unity scout insurance   Professional Indemnity Cover  
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Professional Indemnity Cover

Professional Indemnity (PI) insurance provides protection against a claim made by another individual or organisation for an error, omission or alleged breach of professional duty resulting in a loss.

Professional Indemnity insurance is also referred to as Professional Liability insurance.

A professional duty would be when a Scout Group provides a service to others, often for a fee, where they put themselves in a position of having more knowledge and passing this knowledge on. If someone alleges that the Scout Group has provided advice incorrectly causing them a financial loss or physical harm caused from professional negligence, the Scout Group could find themselves facing a claim.

Please note, the Scout Public Liability (PL) Policy will cover Scout Leaders who provide training to other people in Scouting or Girlguiding.

However, some Scout Groups may provide advice or training for people outside of Scouting or Girlguiding, for example: First Aid. This type of training would not fall under the Scout PL policy and a separate Professional Indemnity policy would need to be purchased by the group.

If your Scout Groups provides training, advice or other services to people or groups outside Scouting or Girlguiding, particularly if you charge a fee, please contact Unity on 0345 040 7703 for a quotation.


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