The Scout Personal Accident and Medical Expenses Cover for Members
You never know when an accident may strike. Being prepared is a way of life in Scouting, but sometimes we all need a little help to cope with the unexpected
That is why Unity (Scout Insurance Services) has developed Personal Accident and Medical Expenses insurance for the Scout Movement.
Who is covered?
All members and prospective members of the Scout Association whose units are recorded at Headquarters and are situated in the United Kingdom (including Scotland), Channel Islands or the Isle of Man.
However the benefits received by members of the Scout Association over the age of 70 are reduced.
Here are details of the cover available from the plan (effective from 1st December 2015):
For all claims prior to 1st December 2014 the claimant should contact Unity (Scout Insurance Services) for a copy of the wording.
When am I covered?
You are covered for an accident which arises whilst you are travelling to, participating in, or travelling home from any authorised Scout activity.
What am I covered for?
Benefits are payable if a member of The Scout Association or insured helper sustains bodily injury as a result of an accident which results in permanent injury or death. In addition to this, benefits are also provided if a member or insured helper sustains temporary disability as a result of an accident or illness contracted and diagnosed whilst staying away from home at any organised camp.
Cover is also provided for medical expenses as a result of an accident and cover for up to two relatives or friends who, on medical advice, are required to travel to and remain with the member or insured helper if they are hospitalised away from home.
For the full terms, conditions and exclusions for Members of The Scout Association please click here.
Other Accident and Medical Expenses Insurance from Unity
Non-Member Helpers and Supporters
For those who do not appear in the annual census of members such as helpers, who are not automatically included within the cover arranged by the Association.
For children who are not Members of The Scout Association, but who attend, or take part in, weekly meetings or events because they are accompanying their parent(s), or with other adults.
Top-up to the basic Personal Accident and Medical Expenses cover.
We have developed a “top-up” cover, the Personal Injury Plan (PIP), which provides an optional facility to our Members and their families, including the parents and siblings of Members to top-up their basic Personal Accident and Medical Expenses cover.
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